Dividends are by no means, ever assured. But when dealer forecasts are correct, a £15,000 lump sum invested equally throughout these three dividend shares would supply a £1,320 second earnings subsequent yr alone.

I’m assured they may ship massive and rising dividends over time, long run, too. Right here’s why I’m contemplating them for my portfolio.

Ray of sunshine

The outlook for renewable power shares like Foresight Photo voltaic Fund has been sophisticated by Donald Trump’s upcoming return to the White Home.

His plans to turbocharge the fossil gas sector may negatively affect investor demand for inexperienced power shares from subsequent yr. Attainable commerce tariffs may also introduce provide chain challenges for key {hardware} like photo voltaic panels.

That stated, I feel that some share price retracements throughout the sector now issue on this hazard.

Take Foresight Photo voltaic Fund, as an illustration. Its share price has dropped 10% over the past month. As a consequence, the agency now trades on a rock-bottom price-to-earnings (P/E) ratio of 9.5 instances for subsequent yr.

With this valuation, I feel the corporate — which has operations within the UK, Italy, and Australia — is price severe consideration. The worsening local weather disaster means renewable power capability nonetheless has appreciable scope for progress no matter US actions.

Some additionally argue that weaker inexperienced power funding stateside will assist British and European firms by making it cheaper and simpler to supply parts.

I additionally suppose that, on steadiness, Foresight Photo voltaic stays low-risk regardless of current political developments. In any case, electrical energy demand stays broadly unaffected by broader financial circumstances.

Thus far, this has offered the fund with secure income and money flows, and thus the flexibility to ship a robust dividend yr after yr.

Progress alternatives

Monetary companies suppliers face a extra unsure outlook in 2025 as the worldwide economic system splutters. Aviva could also be extra challenged than others, too, given its concentrate on the stagnating UK.

Nonetheless, I’m nonetheless tempted to extend my holdings immediately. Firstly, I make investments based mostly on an organization’s long-term earnings potential. And I feel Aviva’s is appreciable, and particularly in areas like pensions and annuities because the inhabitants quickly ages.

I consider the trade big has the dimensions and model energy to benefit from this chance. It’s grown its buyer base to 19.6m, up 1.2m in simply 4 years.

I additionally suppose tough present circumstances for shoppers are baked into its low score. Right now, Aviva shares commerce on a P/E ratio of 9.3 instances for 2025.

Lastly, I feel the enterprise appears to be like in fine condition to ship extra huge dividends in 2025 even when earnings disappoint. That is due to its appreciable money reserves. The Solvency II ratio right here was 195% as of September, nearly twice the required degree.

A sturdy steadiness sheet additionally offers Aviva loads of scope to take a position for progress. I feel it’s one of many FTSE 100’s finest bargains immediately.