When trying to find dividend shares to purchase, the dividend yield is a key monetary ratio to think about. For retirees residing off their portfolio revenue, investing in high-yield shares will help them beat inflation and keep their desired way of life.

Nevertheless, there’s a caveat. Shareholder distributions aren’t assured and better yields may be difficult to take care of. Dividend sustainability’s essential too.

With these concerns in thoughts, listed here are three dividend shares price considering that provide higher yields than the three.6% common throughout FTSE 100 shares.

British American Tobacco

Sin inventory British American Tobacco (LSE:BATS) would possibly increase moral issues for some traders. Nevertheless, its juicy 7.5% yield shouldn’t be ignored calmly.

Combining a low ahead price-to-earnings (P/E) ratio under 9 with a constant dividend development historical past, there’s a powerful funding case for the FTSE 100 cigarette colossus. That’s bolstered by the group’s dedication to execute a £900m share buyback programme this 12 months.

Granted, investing in tobacco firms carries danger. Fewer individuals are smoking annually and governments around the globe proceed to hammer the business with greater taxes and stricter laws.

Nonetheless, a return to profitability in FY24 suggests British American Tobacco isn’t down and out but. As well as, smokeless merchandise now account for 17.5% of complete income. That’s a testomony to the agency’s efforts to futureproof its enterprise.

Promisingly, the corporate’s dedication to dividend development in sterling phrases seems credible primarily based on expectations that it will probably generate £50bn of free money stream by 2030.

Authorized & Basic

Staying inside the FTSE 100, Authorized & Basic (LSE:LGEN) shares supply a mammoth 8.8% dividend yield.

The monetary companies large’s a longstanding favorite amongst UK dividend traders. Contemplating the enterprise goals to ship £5bn over the subsequent three years in dividends and share buybacks, I don’t see that altering anytime quickly.

This goal’s underpinned by a sturdy stability sheet. The group’s Solvency Protection Ratio — an necessary indicator of economic power — climbed from 224% to 232% in FY24, beating forecasts. An increase in pre-tax revenue from £76m to £332m is one other constructive signal.

Nevertheless, dividend protection of 1.1 occasions anticipated earnings doesn’t present a lot security for traders. A low protection ratio isn’t irregular for Authorized & Basic, but it surely’s nonetheless a priority.

That stated, I’m happy the group plans to purchase extra defence shares, which are sometimes shunned by asset managers. Amid elevated geopolitical tensions, the sector would possibly outperform within the coming years, which may increase development for the Authorized & Basic share price.

Victrex

Lastly, specialty chemical substances firm Victrex (LSE:VCT) is a FTSE 250 dividend share price contemplating. It boasts a 6.1% yield.

This agency specialises in manufacturing PEEK, a high-performance thermoplastic typically used as a steel substitute in engineering. Not too long ago, buying and selling circumstances have been robust. Consequently, Victrex’s share price has misplaced practically half its worth in 5 years.

Given the enterprise depends on cyclical demand from the manufacturing business, it’s weak to financial shocks. That’s a priority amid Trump’s tariff chaos.

Nevertheless, there are causes for optimism. A brand new Chinese language manufacturing unit started business manufacturing final 12 months, able to producing 1,500 tonnes of PEEK yearly. China’s a crucial marketplace for the corporate, so this would possibly mark a revival in its fortunes.

Following a stable Q1 efficiency, it’s price pondering shopping for this dividend inventory on a budget.